Manychildrenfirstlearnthevalueofmoneybyreceivinganallowance.Thepurposeistoletchildrenlearnfromexperienceatanagewhenfinancialmistakesarenotverycostly.Theamountofmoneythatparentsgivetotheirchil|小学英语问答-字典翻译问答网

Manychildrenfirstlearnthevalueofmoneybyreceivinganallowance.Thepurposeistoletchildrenlearnfromexperienceatanagewhenfinancialmistakesarenotverycostly.Theamountofmoneythatparentsgivetotheirchil

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问题描述：

　 Manychildrenfirstlearnthevalueofmoneybyreceivinganallowance.Thepurposeistoletchildrenlearnfromexperienceatanagewhenfinancialmistakesarenotverycostly.Theamountofmoneythatparentsgivetotheirchildrentospendastheywishdiffersfromfamilytofamily.Timingisanotherconsideration.Somechildrengetaweeklyallowance.Othersgetamonthlyallowance.Inanycaseparentsshouldmakeclearwhatifanythingthechildisexpectedtopayforwiththemoney.

Atfirstyoungchildrenmayspendalloftheirallowancesoonaftertheyreceiveit.Iftheydothistheywilllearnthehardwaythatspendingmustbedonewithinabudget.Parentsareusuallyadvisednottooffermoremoneyuntilthenextallowance.Theobjectistoshowyoungpeoplethatabudgetdemandschoicesbetweenspendingandsaving.Olderchildrenmayberesponsibleenoughtosavemoneyforlargercostslikeclothingorelectronics.

Manypeoplethinkitisnotagoodideatopayyourchildforworkaroundthehome.Thesejobsareanormalpartoffamilylife.Payingchildrentodoextraworkaroundthehousehowevercanbeuseful.Itcanevenprovideanunderstandingofhowabusinessworks.

Allowancesgivechildrenachancetoexperiencethethreethingstheycandowithmoney.Theycanshareitintheformofgiftsorgivingtoagoodcause.Theycanspenditbybuyingthingstheywant.Ortheycansaveit.Savinghelpschildrenunderstandthatcostlygoalsrequiresacrifice:youhavetocutcostsandplanforthefuture.

Requiringchildrentosavepartoftheirallowancecanalsoopenthedoortofuturesaving.Asavingaccountisanexcellentwaytolearnaboutthepowerofcompoundinterest.Compoundingworksbypayinginterestoninterest.Soforexampleonedollarinvestedattwopercentinterestfortwoyearswillearntwocentsinthefirstyear.Thesecondyearthemoneywillearntwopercentofonedollarandtwocentsandsoon.Thatmaynotseemlikealot.Butovertimeitaddsup.

14.Manyparentsgivechildrenanallowanceregularlyto______.

A.meetchildren’sbasicneedforlife B.givecontrolovertheirchildren

C.seewhethertheyhavefinancialmistakes D.helpchildrenlearnhowtomanagemoney

15.ForChildrenwhoreceiveallowancesthey’dbetternot____

程龙兴回答：

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　　14---18 DDBAC 解析:本文讲述的是孩子处理零花钱的方式以及家长在钱的问题上如何教育孩子问题。14.D。细节理解题。根据文章第一段“Thepurposeistoletchildrenlearnfromexperienceatanagewhenfinancialmistakesarenotverycostly”，其目的就是要他们学会如何经营金钱。故答案选D。全品高考网15.D。细节判断题。根据文章第四段，孩子们可以利用这些钱来买礼物，可以买他们想买的东西，也可以象大人们那样节省钱。因此，选项A、B、C不对；从文章第二段来看，花完上次的父母给的钱而下次给钱的时间还没有到，在这种情况下向父母要钱的话是不好的。故答案选D。16.B。细节理解题。根据文章第四段和第五段，节省父母给的钱一方面可以理解自己的“目标”和“牺牲或损失”之间的关系，从而更好的节约和计划；另一方面，可以为自己的未来投资奠定基础。故答案选B。17.A。词义猜测题。根据文章最后一段作者对于compoundinterest的解释以及所举的例子可知，“compoundinterest”是指存钱到期没有取出，并且一块把利息又放进去，从而实现“利息生利息”。故答案选A。18.C。标题概括题。本文主要是介绍了家长固定给孩子零用钱，从而让孩子学会如何节约，如何利用这些钱；同时，让孩子懂得钱的来之不易，从而学会理财。选项C正揭示了文章的主题。故答案选C。