我先把几个重要的关键词翻译给你
利率市场化marketizatedinterestrate
利率风险risksofinterestrate
风险管理managementofmarketization
管制利率interestratecontrols
利率变动thealternationofinterestrate
基差风险basisbalancerisk
收益曲线风险curvedbenefitrisk
选择权风险theauthorizedselectionrisk
以下是全部翻译:
Recently,astheadvancedspeedofthecentralbankmarketizatedinterestrate,thepaceofinterestrategraduallychangesfromtheinterestratecontrolstothemarket-determinedinterestrates.
AsforChinesecommercialbanks,itwillbeatoughtribulationforthemtotoleratethestrokefromchangesofmarketizatedinterestrate(这里应该是考验,不是考研).
Chinesecommercialbanksarefacingthefollowingrisks:riskofrepricing,basisbalancerisk
,curvedbenefitriskandtheauthorizedselectionrisk.
InChina,itisnotoptimisticformanagementofrisks,thereexistssomelackofknowledgeofinterestraterisk,aswellastheinterestrateriskmanagementtoolsareseverelylacked.Intheend,therefore,thepassageputforwarddifferentsolutionstowardstheseproblems.
完全手译