Smallandmicrobusinessesinourcountry'seconomicdevelopmentisanimportantforce.Regardlessofthedevelopedcountry,ordevelopingcountries,Smallandmicrobusinessestoexpandemployment,promotesocialharmonyandstability,technologyinnovation,promotethebalanceddevelopmentofregionaleconomyhaveplayedagreatrole.However,theshortageoffunds,financingdifficultyisthemainproblemfacingthesurvivalanddevelopmentofthe.
Inthispaper,throughtheanalysisofsmallmicroenterprisefinancingpresentsituationandthemainfactors,financingandtraditionalfinancingmodelshortcomings.InviewoftheabovereasonsSmallandmicrobusinessesfinancingdifficulties,madeadiscussionaboutthefinancingmodelinnovation.Andthroughtheanalysisofacase,amorethoroughanalysisofthenewmodelSmallandmicrobusinesses,provideagoodreferencefortheSmallandmicrobusinessesfinancingdifficultproblem.
ButbecauseofSmallandmicrobusinessesexistfinancingdifficultyiscausedbymanyfactors,therefore,Smallandmicrobusinessestogetoutofthebottleneckoffinancingdifficulties,needsmulticoordinateddevelopmentofsociety,topromotetherapiddevelopmentofSmallandmicrobusinesses.