英语翻译
Homeownersorrenters.Makesureyouhavereplacement-costcoveragethatwouldpaythecurrentcostsofrebuildingyourhomeandrepalcingyourpersonalpossessions.Apolicythatwouldonlypayforthedecreaseinvalueoftheseitemsisn'tgoodenough,becauseyoucouldenduprecoveringjustasmallpartoftheircosts.Don'tforgetfloodand/orearthquakeinsuranceifyouliveinalocalethathasapossibletendencytothesetypesofdisasters.