英语翻译
Footnotes
1.Alternatively,onemightassumethatthedirectmarginalbenefitsofsupervisionandplanningwoulddeclinemonotonicallywiththeamountexpendedonthem,aswouldthemarginaleffects
thattheseexpenditureshaveondepositordiscipline.
2.Creditcardsandcheckscanbeaccepted,perhapssupplementedbyadhoedocumentsorcollateral,toestablishevidenceofpersonalindebtednesswhosevaluemaybecollectableinpartfromothersourcesifauthoritiesplacetheissuingbankintoliquidation.